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Personal automobile insurance with competitive rates and broad range of coverages and discounts.
Property and liability insurance coverage for individuals that own and occupy a home, own secondary residences and/or rent .
Comprehensive package of propoerty and liability coverage available for your business.
Why It’s Critical To Maintain A Current Home Inventory
Nobody ever thinks a fire is going to burn down their home, and with any luck, it won’t. But we can’t count on that. That is why we need to take certain precautions to make sure we are as prepared as possible for those "just in case" disasters.
As a Trusted Choice® agent we are dedicated to you and are committed to treating you as a person, not a policy. As a Trusted Choice® agent we agree to adhere to a Pledge of Performance, designed to assure quality service that enables us to offer you competitive pricing, a broad choice of products and valuable advocacy.
Clean Out Your Car!
Keeping your car clean can serve many purposes. Firstly, you just feel better about your car, and may be less inclined to buy a new car that you don’t really need. Secondly, keeping your valuables out of your car will help deter thieves. Lastly, keeping bulky objects out of your car (including out of trunks and roof racks) could help you save gas. Extra weight equals extra gas.
Homeowners Insurance: Money Saving Tips
Only Buy The Homeowners Coverage You Need
Homeowners insurance policy limits should be revisited every year to reevaluate any major purchases and additions. On the other hand, many of the possessions that homeowners insure depreciate significantly over the course of a year. Homeowners should update their home inventory, and reevaluate policy limits for possible savings.
Consider Raising Your Deductible
Increasing your deductible by just a few hundred dollars can make a significant difference to your premium. Most deductibles start at $500; therefore, if you raise your deductible from that to $2,500, you may to save nearly 25% on your premium.
Insure Your House, Not the Land Under It
Consumers often overpay for homeowners insurance by including the value of the land that their home resides on. Remember that you only need to insure the home itself and your possessions, not the land. Should something unfortunate occur, the land will most likely remain. If you do not subtract the value of the land when deciding how much homeowners insurance to buy, you will most likely pay more than you should.